Finance
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Payment Processing Optimization: How to Leverage Software to Maximize Revenue
In my years as a fractional CFO, I’ve watched promising companies hit a wall. It typically happens around the $5M ARR mark – the payment infrastructure that seemed robust at startup begins buckling under the weight of scale. The symptoms are similar: finance teams drowning in reconciliation, revenue leaking through failed payments, and customer churn… Continue reading
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Bridging the Gap: How Fractional CFOs Can Help Microcaps with Their Unique Challenges
Fractional CFO can help microcaps with their unique challenges using many of the same techniques applicable to private companies. A little bit of a tangent this week from financial analytics topics and a dive into the practicalities of CFO work and how it integrates into investor relations and value creation. I’ve worked with private companies… Continue reading
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The Convergence of Excel and Power BI
I eagerly await each new step in the convergence of Excel and PowerBI. More efficiency and productivity are the gains I foresee as a result. As some of you know, I have designed and built full PowerBI systems with the requisite personnel to create a true business intelligence consulting service inside organizations. It goes without… Continue reading
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PowerQuery can Elevate QuickBooks Analysis in Excel
For those of you that know me, I am an efficiency seeker and delegator in the best (worst) possible way. I want processes that are repeatable and easy to understand. PowerQuery can elevate QuickBooks Analysis in Excel by streamlining QuickBooks reports that are not Excel Table friendly. This kind of data manipulation has become crucial… Continue reading
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Tools for a Fractional CFO, Bunker vs. Reach Reporting for FP&A and Accounting
This year, I launched a Fractional CFO Services business. As part of my effort to steam line the financial reporting at my clients, I started using a software platform called Bunker, an innovative software company that provides great software for a Fractional CFO driving FP&A reporting, among other things. In order to settle on Bunker,… Continue reading
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Revolutionizing Consumer Loan Financial Reporting and Analysis
Our use of Vector ML Analytics’ financial analytics platform significantly enhanced our loan portfolio management by integrating customizable behavioral assumptions, generating comprehensive financial projections, and offering advanced securitization reporting. This resulted in improved accuracy in financial planning, informed strategic decision-making, and robust risk management. By leveraging Vector’s dynamic forecasting and optimization reports, we achieved a… Continue reading
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LCV is for client unit economics, True Profitability is for product unit economics and another approach to drive value in your SaaS business.
Living in a SaaS world, we are often focused on LCV (Lifetime Customer Value) for a critical unit measurement of profitability. But, it’s also important to understand your product unit economics. True Profitability, a term and methodology developed by Pedro Ferro and described in his book by the same name, determines the specific unit economic… Continue reading
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Managing a Loan Portfolio with Great Analytical Tools
Partnering with Vector ML Analytics, my team transformed our consumer loan portfolio’s financial reporting, emphasizing advanced analytics for precision and efficiency. This collaboration covered data integration and deployment, improving reporting through automation, resulting in speed, accuracy, cost savings, and better decision-making. Our enhanced reporting capabilities now include detailed asset and liability insights, weekly cash flow… Continue reading
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Recurring revenue modeling can be tricky, using cancellation curves can improve precision and results
In a recent post on SaaS financial modeling, I covered some of the main drivers that play a role in the construction of financial forecasts for SaaS and related business models. One of the most important aspects of such financial forecasts is the build out of contracted revenues. In general contracted revenues can be quite… Continue reading
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Key considerations for SaaS (or any recurring revenue) financial models
Build your components so the are easily expandable in time and detail In SaaS, decoding revenue dynamics is pivotal for pushing the business forward. Let’s talk about the elements of financial modeling tailored for SaaS companies: 1. Revenue Insights: MRR (Monthly Recurring Revenue): This quantifies the predictable monthly revenue, offering immediate insights into short-term revenue… Continue reading